Zilch

Zilch

Private
London, EnglandFinTechwww.zilch.com

Last Round

Growth Equity

11/13/2025

Est. Valuation

$2B

Total Funding Raised

$729.2M

Momentum Score

25 /100

Company Overview

Zilch is a fintech company that offers an online virtual credit card that enables users to make instant payments anywhere while splitting purchases into multiple interest-free payments linked to their current account.

Sector

FinTech

Verticals

BNPL, Lending & Credit, Digital Payments, Digital Advertising

Business Model

B2B2C

Customer Profile

Marketplace Commission, Payment Processing Fee

AI Layer

Non-AI

Keywords

buy now, pay laterBNPLvirtual payment cardad-subsidised payments networkASPNsplit paymentspay in 4interest-free installmentscashback rewardsover-the-top paymentsD2C fintechcredit buildingmobile payments appphysical cardinterchange fees

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Zilch Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Zilch Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
Growth Equity11/13/2025
Debt9/23/2024
Debt6/19/2024
Series C Extension10/31/2023
Series C Extension6/30/2022
Series C
11/10/2021

Key People

Founding team and executive leadership

Albert Periu

CEO USA

Executive Team

Philip Belamant

Co-Founder CEO

Founding Team

Sean Hederman

Chief Technology Officer

Executive Team

Hugh Courtney

CFO

Executive Team

Zilch Investors

Notable investors and investment history

InvestorRounds
KKCGGrowth Equity
LIMITED VENTURESSeries C Extension
DMG VenturesSeries C Extension, Series B Extension
BNF CapitalGrowth Equity
Goldman Sachs Growth EquitySeries B Extension
Goldman Sachs Asset ManagementSeries C Extension, Series B Extension
Ventura CapitalSeries C Extension, Series C

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 11, 2026

    Acquired more than 5 million customers.

  • Apr 11, 2026

    Achieved 'double unicorn' status with valuation over $2 billion.

Zilch Filings

SEC and related filings with document metadata.

TypedDateAmount OfferedAmount SoldFillingPagesDownload
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Zilch Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Zilch's valuation, stock price, and market status.

Firmographic Details

HeadquartersLondon, England
Employee Range295
Year Founded2018
Last Funding11/13/2025

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