Cardless

Cardless

Private
San Francisco, CaliforniaFinTechhttps://www.cardless.com

Last Round

Series C

Sep 22, 2025

Est. Valuation

$216M

Total Funding Raised

$205M

Momentum Score

25 /100

Company Overview

Cardless is a financial technology company that connects customers and brands on a single platform, offering an application for tracking purchases, making payments, and selecting rewards while allowing brands to reward loyal customers with points redeemable for experiences, merchandise, and exclusive offers.

Sector

FinTech

Verticals

Lending & Credit, Platform-as-a-Service, Digital Payments, Compliance & Risk

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Services & Consulting, Subscription SaaS

AI Layer

Non-AI

Keywords

co-branded credit cardscredit card-as-a-servicefintech-as-a-serviceembedded financecard issuing platformwhite-label credit cardscredit card issuanceembedded credit cardloyalty and rewardscard issuing APIB2B2C fintechinterchange feesSMB credit cardsPaaS

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Cardless Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Cardless Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
Series CSep 22, 2025
Growth EquityNov 26, 2024
DebtMay 16, 2023
VC RoundJul 25, 2022
Series BJul 14, 2021

Key People

Founding team and executive leadership

Scott Kazmierowicz

Co-Founder CEO

Founding Team

Hana Khosla

Chief Financial Officer

Executive Team

Fitz Tepper

Chief Operating Officer

Executive Team

Cardless Investors

Notable investors and investment history

InvestorRounds
Tribe CapitalSeries B
Amex VenturesGrowth Equity, VC Round
K50 VenturesSeries C
i80 GroupDebt
Pear VCSeries B, Series C
AccompliceSeries B
Activant CapitalSeries C, Series B, Growth Equity

Market signals

Structured signals derived from secondary market and firmographic data.

  • Jan 1, 2026

    Launched a credit card program for Alibaba.

  • Jan 1, 2026

    Launched 14 new credit card programs.

Cardless Filings

SEC and related filings with document metadata.

TypedDateAmount OfferedAmount SoldFillingPagesDownload
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Cardless Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Cardless's valuation, stock price, and market status.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range54
Year Founded2019
Last FundingSep 22, 2025

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