Credit Coop
PrivateLast Round
Seed
Aug 28, 2025
Total Funding Raised
$4.5M
Company Overview
Credit Coop is a financial technology company that operates an onchain structured finance protocol. The platform enables businesses, particularly those native to the crypto and Web3 space, to use their future cash flows as programmable collateral to secure lines of credit. At its core is the 'Spigot' smart contract, which automates the collection of borrower cash flows for loan repayment, providing security for lenders and allowing for under-collateralized loans for borrowers. The company aims to provide a more efficient and transparent alternative to traditional lending by replacing intermediaries with smart contracts for real-time settlement and monitoring. Credit Coop serves both businesses seeking working capital and institutional lenders looking for access to uncorrelated, verifiable yield. In 2025, the company announced a $4.5 million seed funding round led by Maven 11 and Lightspeed Faction.
Sector
FinTech
Verticals
Lending & Credit, DeFi, Smart Contracts, Tokenization
Business Model
B2B
Customer Profile
Payment Processing Fee
AI Layer
Non-AI
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Credit Coop Comps
Public and private peers based on sector, stage, and business model.
Credit Coop Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Seed | Aug 28, 2025 |
Credit Coop Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Faction VC | Seed |
| Signature Ventures | Seed |
| Veris Ventures | Seed |
| Maven 11 Capital | Seed |
| dlab | Seed |
| Coinbase Ventures | Seed |
| TRG Capital | Seed |
Market signals
Structured signals derived from secondary market and firmographic data.
- Dec 13, 2025
Added SuperStable, a DeFi/Cryptocurrency startup, as a customer.
- Dec 13, 2025
Added raincards.xyz, a startup in Fintech, as a customer.
Credit Coop Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Credit Coop's valuation, stock price, and market status.
