Decentro

Decentro

Private
Bangalore, KarnatakaFinTechhttps://decentro.tech

Last Round

Series B

Jun 6, 2025

Total Funding Raised

$8.2M

Momentum Score

25 /100

Company Overview

Decentro is a fintech infrastructure company founded in 2020 that provides a full-stack, plug-and-play API platform for banking integrations. The company enables businesses, from startups to large enterprises, to embed financial services such as payments, KYC, lending, and collections into their applications quickly. By abstracting the complexity of direct integrations with legacy banking systems, Decentro allows clients to launch financial products up to 10 times faster and at a reduced cost. The company operates on a B2B model and is backed by prominent investors including Y Combinator and Info Edge Ventures. While its parent entity was established in Singapore, the company is headquartered in Bengaluru, India, and has announced plans to redomicile to India.

Sector

FinTech

Verticals

Digital Payments, Corporate Banking, Digital Identity, Lending & Credit, Financial Data

Business Model

B2B2C

Customer Profile

Usage-Based SaaS, Payment Processing Fee, Subscription SaaS

AI Layer

Application

Keywords

banking-as-a-serviceBaaSembedded financebanking API platformfintech infrastructureembedded bankingpayment APIKYC APIvirtual accountspayout APIUPI payment gatewayrecurring paymentseNACHledger APIfinancial data aggregationusage-based billingrisk engineAI voice agentdebt collection AI

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Caplight Momentum Score

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Decentro Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Decentro Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
Series BJun 6, 2025
Series ANov 1, 2022
SeedFeb 11, 2021
SeedJul 7, 2020

Key People

Founding team and executive leadership

Rohit Taneja

Founder CEO

Founding Team

Shobhit Verma

Chief Technology Officer

Executive Team

Decentro Investors

Notable investors and investment history

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 20, 2026

    Launched integration with NPCI Bharat BillPay's Banking Connect.

  • Jan 31, 2026

    Added Groww Group, a mid-market fintech company, as a customer.

Decentro Filings

SEC and related filings with document metadata.

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Decentro Filings

SEC and related filings with document metadata.

Frequently Asked Questions

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Firmographic Details

HeadquartersBangalore, Karnataka
Employee Range105
Year Founded2020
Last FundingJun 6, 2025

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