Defacto
PrivateLast Round
Series B
Sep 16, 2025
Total Funding Raised
$232.01M
Momentum
Top 25%
of companies Caplight tracks
Company Overview
Defacto is a fintech company that provides an API-first B2B lending platform for small and medium-sized businesses.
Sector
FinTech
Verticals
Lending & Credit, Credit Scoring, API Management, Platform-as-a-Service, Corporate Banking
Business Model
B2B
Customer Profile
Payment Processing Fee, Revenue Share
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Defacto Comparables
Compare Defacto with similar companies based on industry and business-model similarity.
Defacto Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Series B | Sep 16, 2025 | ||||
| Series A Extension | Nov 14, 2023 | ||||
| Debt | Jul 12, 2023 | ||||
| Series A | Jun 7, 2022 | ||||
| Seed | Nov 1, 2021 |
Defacto Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Blast.club | Series B |
| Global Founders Capital | Series A, Series A Extension, Series B, Seed |
| Citi Ventures | Series A Extension, Series B |
| Global Founders Capital | Series A, Series A Extension, Series B, Seed |
| Northzone | Series A Extension, Series B, Series A |
| Motier Ventures | Series A Extension |
| Headline | Series A, Series A Extension, Series B, Seed |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 29, 2026
Added Joko USA Inc., a consumer rewards company.
- Mar 29, 2026
Added kerets, an e-commerce startup, as a customer.
Defacto Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Defacto's valuation, stock price, and market status.