Defacto
PrivateLast Round
Early Funding
Sep 17, 2025
Total Funding Raised
$231.88M
Company Overview
Defacto is a fintech company that provides an API-first B2B lending platform for small and medium-sized businesses.
Sector
FinTech
Verticals
Lending & Credit, Credit Scoring, API Management, Platform-as-a-Service, Corporate Banking
Business Model
B2B2C
Customer Profile
Payment Processing Fee, Revenue Share
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Defacto Comps
Public and private peers based on sector, stage, and business model.
Defacto Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Early Funding | Sep 17, 2025 | ||||
| Series A Extension | Nov 15, 2023 | ||||
| Debt | Jul 12, 2023 | ||||
| Series A | Jun 7, 2022 | ||||
| Seed | Nov 17, 2021 |
Defacto Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Blast.club | Early Funding |
| Global Founders Capital | Series A, Series A Extension, Early Funding, Seed |
| Citi Ventures | Series A Extension, Early Funding |
| Global Founders Capital | Early Funding |
| Northzone | Early Funding |
| Motier Ventures | Series A Extension |
| Headline | Series A, Series A Extension, Early Funding, Seed |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 29, 2026
Added Joko USA Inc., a consumer rewards company.
- Mar 29, 2026
Added kerets, an e-commerce startup, as a customer.
Defacto Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Defacto's valuation, stock price, and market status.
