Defacto
PrivateLast Round
Series B
Sep 16, 2025
Total Funding Raised
$232.01M
Company Overview
Defacto is a fintech company that provides an API-first B2B lending platform for small and medium-sized businesses.
Sector
FinTech
Verticals
Lending & Credit, Corporate Banking, Credit Scoring, Compliance & Risk
Business Model
B2B
Customer Profile
Payment Processing Fee, Revenue Share
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Defacto Comparables
Compare Defacto with similar companies based on industry and business-model similarity.
Defacto Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Series B | Sep 16, 2025 | ||||
| Series A Extension | Nov 14, 2023 | ||||
| Debt | Jul 12, 2023 | ||||
| Series A | Jun 7, 2022 | ||||
| Seed | Nov 1, 2021 |
Defacto Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Blast.club | Series B |
| Global Founders Capital | Series A, Series A Extension, Series B, Seed |
| Citi Ventures | Series A Extension, Series B |
| Northzone | Series A Extension, Series B, Series A |
| Motier Ventures | Series A Extension |
| Headline | Series A, Series A Extension, Series B, Seed |
| La Maison Partners | Series B |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 29, 2026
Added Joko USA Inc., a consumer rewards company.
- Mar 29, 2026
Added kerets, an e-commerce startup, as a customer.
Defacto Filings
Explore SEC and related filing metadata, where available.
| Type | Date | Amount Offered | Amount Sold | Filing | Pages | Download |
|---|
Filing documents are not displayed on this public page. Request access to learn about available coverage.
Request accessFrequently Asked Questions
Common questions about Defacto's valuation, stock price, and market status.
Is Defacto a public or private company?
Defacto is a private company.
What is the current stock price of Defacto?
Defacto is a private company, so its shares have no public market price. Caplight tracks Defacto's secondary market activity and provides MarketPrice™ estimates of its share price to Caplight users.
How much is Defacto worth (valuation)?
Valuation information for Defacto is not publicly available.
Can I buy Defacto stock?
Defacto shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors.
When was Defacto's last funding round?
Defacto's most recent funding round was Series B on September 16, 2025.
Who are the main investors in Defacto?
Key investors in Defacto include Global Founders Capital, Citi Ventures, Northzone, Headline, La Maison Partners.
Will Defacto IPO soon?
No public IPO plans have been announced for Defacto.
How can I track Defacto secondary market activity?
Caplight tracks bids, offers, and trades in Defacto's shares on secondary markets.