Earnin
PrivateLast Round
Debt
Sep 2, 2025
Total Funding Raised
$340.1M
Company Overview
Earnin is a fintech company that offers a payroll disbursement platform allowing employees to access their earned wages in real-time without interest or fees, using an electronic timesheet and direct deposit via smartphone for enhanced financial control.
Sector
FinTech
Verticals
Personal Finance, Lending & Credit
Business Model
B2C
Customer Profile
Payment Processing Fee, Freemium
AI Layer
Non-AI
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Earnin Comps
Public and private peers based on sector, stage, and business model.
Earnin Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | Sep 2, 2025 | ||||
| Debt | Sep 2, 2024 | ||||
| Series C | Dec 20, 2018 | ||||
| Series B | Sep 21, 2017 | ||||
| Series A | Jan 9, 2017 | ||||
Seed | Jul 23, 2014 |
Key People
Founding team and executive leadership
Earnin Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Andreessen Horowitz | Series C, Series B |
| Matrix | Series A, Series B, Series C |
| A16z Cultural Leadership Fund | Series C |
| Mitsubishi UFJ Financial Group | Debt |
| DST Global | Series C |
| Camp One Ventures | Seed |
| Spark Capital | Series C |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 31, 2026
Announced a partnership with Visa for fraud risk management.
- Nov 14, 2025
Investigated for recent data breach by law firm Strauss Borrelli PLLC.
Earnin Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Earnin's valuation, stock price, and market status.
