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EarnIn

EarnIn

Private
Palo Alto, CaliforniaFinTechhttps://www.earnin.com/

Last Round

Debt

Sep 10, 2025

Total Funding Raised

$415.1M

Momentum

Top 50%

of companies Caplight tracks

Company Overview

EarnIn is a fintech company that provides a payroll disbursement platform allowing employees to access their earned wages in real-time without interest or fees.

Sector

FinTech

Verticals

Lending & Credit, Personal Finance, Digital Payments, HR

Business Model

B2C

Customer Profile

Usage-Based SaaS, Freemium

AI Layer

Application

Keywords

earned wage accessEWAon-demand paysalary advancepayday advancepayroll managementcash flow managementfintech appinstant payemployee benefitsB2B2C fintechgig economy toolsAI job searchresume builder

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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EarnIn Comparables

Compare EarnIn with similar companies based on industry and business-model similarity.

EarnIn comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
DailyPay
83%
Rain
82%
Payactiv
82%

EarnIn Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtSep 10, 2025
DebtSep 2, 2024
Series CDec 20, 2018
Series BSep 21, 2017
Series AJan 9, 2017
Seed
Jul 1, 2014

Key People

Founding team and executive leadership

Ofer Shaked

CTO

Executive Team

Jacopo Lenzi

Chief Financial Officer

Executive Team

Daniel Jensen

Chief Operating Officer, EarnIn Payroll AWS

Executive Team

Yair Rivlin

CPO

Executive Team

EarnIn Investors

Notable investors and investment history

EarnIn investors
InvestorRounds
Andreessen HorowitzSeries C, Series B
MatrixSeries A, Series B, Series C
A16z Cultural Leadership FundSeries C
Mitsubishi UFJ Financial GroupDebt
DST GlobalSeries C
Camp One VenturesSeed
Spark CapitalSeries C

Market signals

Structured signals derived from secondary market and firmographic data.

  • Mar 31, 2026

    Announced a partnership with Visa for fraud risk management.

  • Nov 14, 2025

    Investigated for recent data breach by law firm Strauss Borrelli PLLC.

EarnIn Filings

SEC and related filings with document metadata.

Data table
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EarnIn Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about EarnIn's valuation, stock price, and market status.

Firmographic Details

HeadquartersPalo Alto, California
Employee Range592
Year Founded2012
Last FundingSep 10, 2025

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