EarnUp

Private

San Francisco, CaliforniaFinTechhttps://www.earnup.com

Last Round

Series C

Mar 15, 2022

Total Funding Raised

$56.4M

Company Overview

EarnUp is a financial technology company that offers a platform for managing personal finances and automating loan payment schedules through synchronized micro-payments and real-time savings tailored to individual lifestyles.

Sector

FinTech

Verticals

Lending & Credit, Personal Finance, Digital Payments

Business Model

B2B2C

Customer Profile

Subscription SaaS, Payment Processing Fee

AI Layer

Application

Keywords

loan payment automationdebt management platformwhite-label platformfinancial wellnessaccelerated loan paymentspayment schedulingloan servicing technologydelinquency reductionemployee financial wellnessB2B2Cdebt payoff appAI financial advisorgenerative AItext to pay

Historical Pricing

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EarnUp Comps

Public and private peers based on sector, stage, and business model.

Company	Status	Est. Valuation	Rev Multiple
OpenAI	Private	$86.0B	~40x
Cohere	Private	$5.0B	--
Competitor 1	Public	$XX.XB	XXx
Competitor 2	Public	$XX.XB	XXx

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EarnUp Funding Rounds

Historical fundraising activity

Round	Date	Amount Raised	Valuation	Investors	Sources
Series C	Mar 15, 2022
Series B	Feb 24, 2021
Grant	Sep 15, 2020
Series A	Dec 1, 2017
Accelerator	Jun 20, 2016

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EarnUp Investors

Notable investors and investment history

Investor	Rounds
Financial Solutions Lab	Accelerator
KeyBank	Series C
Bain Capital Ventures	Series C, Series B
Blumberg Capital	Series B, Series C, Accelerator
Flourish Ventures	Series B, Series C
Camp One Ventures	Accelerator
Ulu Ventures	Series A

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Market signals

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Jul 10, 2025
Recognized on Deloitte's Technology Fast 500 list.
Jul 10, 2025
Named to the Forbes Fintech 50 list.

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EarnUp Filings

SEC and related filings with document metadata.

Typed	Date	Amount Offered	Amount Sold	Filling	Pages	Download
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EarnUp Filings

SEC and related filings with document metadata.

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Firmographic Details

HeadquartersSan Francisco, California

Employee Range25

Year Founded2014

Last FundingMar 15, 2022

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