Happy Money
PrivateLast Round
Debt
Jun 16, 2025
Est. Valuation
$1.15B
Total Funding Raised
$334.98M
Momentum
Top 25%
of companies Caplight tracks
Company Overview
Happy Money is a financial technology company that provides a digital platform for personal loans and debt consolidation services in partnership with credit unions and financial institutions.
Sector
FinTech
Verticals
Lending & Credit, Personal Finance, Credit Scoring
Business Model
B2B2C
Customer Profile
Payment Processing Fee, Services & Consulting
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Happy Money Comparables
Compare Happy Money with similar companies based on industry and business-model similarity.
| Company | Similarity | Market Cap |
|---|---|---|
| Prosper Marketplace | 81% | |
| Barclays PLC | 81% | |
| Upstart Holdings, Inc. | 80% | |
Happy Money Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | Jun 16, 2025 | ||||
| Strategic | Jan 4, 2024 | ||||
| Series D Extension | Feb 8, 2022 | ||||
| Series D | Sep 5, 2019 | ||||
| Series C | Jun 15, 2016 | ||||
Series B | Oct 22, 2014 |
Key People
Founding team and executive leadership
Happy Money Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Great Oaks Venture Capital | Series A, Seed, Series C, Series B |
| Broadshade Investments | Strategic |
| Fortress Investment Group | Debt |
| CMFG Ventures | Series D, Series D Extension |
| FirstMark Capital | Seed, Series C, Series B |
| Anthemis | Series D, Series A, Seed, Series C, Series B, Series D Extension |
| The Co-operators | Series D, Series D Extension |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 19, 2026
Named Best Consumer Lending Company for the second year.
- Mar 19, 2026
Recognized as a leader in credit card debt consolidation.
Happy Money Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Happy Money's valuation, stock price, and market status.