Idea Financial
PrivateLast Round
Debt
Oct 1, 2024
Total Funding Raised
$316M
Company Overview
Idea Financial is an online lender that provides financial products and services to small and medium-sized businesses across the United States. Founded in 2017 and headquartered in Miami, Florida, the company offers business lines of credit and term loans up to $275,000. Idea Financial aims to simplify business financing through a quick, technology-driven application and approval process, often providing funds within one business day. The company distinguishes itself by not charging origination or documentation fees and by assigning a dedicated business advisor to each client. Its primary mission is to empower entrepreneurs and help them manage cash flow, invest in growth, and seize opportunities. As of July 2025, Idea Financial has provided over $1 billion in funding to more than 10,000 businesses.
Sector
FinTech
Verticals
Lending & Credit
Business Model
B2B
Customer Profile
Payment Processing Fee
AI Layer
Non-AI
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Idea Financial Comps
Public and private peers based on sector, stage, and business model.
Idea Financial Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | Oct 1, 2024 | ||||
| Debt | Feb 23, 2023 | ||||
| Debt | Jul 7, 2021 | ||||
| Debt | Jun 17, 2019 |
Key People
Founding team and executive leadership
Idea Financial Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Hudson Cove Capital Management | Debt |
| Performance Trust Capital Partners | Debt |
Market signals
Structured signals derived from secondary market and firmographic data.
- Oct 20, 2025
Provided nearly $1 billion in financing to business owners nationwide.
Idea Financial Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Idea Financial's valuation, stock price, and market status.
