iwoca
PrivateLast Round
Debt
11/11/2024
Total Funding Raised
$1.1B
Company Overview
iwoca is a financial technology company that operates in the United Kingdom and Germany, providing flexible financing solutions to small and medium-sized enterprises (SMEs). Founded in 2011 by Christoph Rieche and James Dear, the company was established to address the difficulties SMEs face when seeking funding from traditional banks. iwoca utilizes technology to automate the lending process, enabling faster credit decisions and fund disbursement. Its primary product is the Flexi-Loan, an unsecured business loan, and it also offers other solutions like iwocaPay. The company serves a wide range of industries and has funded over 100,000 businesses. It is a privately held company backed by venture capital and other institutional investors.
Sector
FinTech
Verticals
Lending & Credit, BNPL, Digital Payments, Credit Scoring, Corporate Banking
Business Model
B2B
Customer Profile
Payment Processing Fee, Revenue Share
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
iwoca Comps
Public and private peers based on sector, stage, and business model.
iwoca Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | 11/11/2024 | ||||
| Debt | 5/7/2024 | ||||
| Debt | 10/17/2023 | ||||
| Grant | 8/21/2019 | ||||
| Series D | 2/18/2019 | ||||
Debt | 2/18/2019 |
iwoca Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Augmentum Fintech | Series D |
| Global Founders Capital | Series C, Series A |
| CommerzVentures | Series C, Series B |
| Acton Capital | Series C, Series B |
| Waterfall Asset Management | Debt |
| Redline DAO | Series C, Series B |
| Redline Capital Management | Series A |
Market signals
Structured signals derived from secondary market and firmographic data.
- Apr 1, 2026
Launched 'SME Expert Index', a data-driven PR initiative.
- Apr 1, 2026
Provided over £4.5 billion in funding to 100,000 businesses.
iwoca Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about iwoca's valuation, stock price, and market status.
