Jaja

Private

London, EnglandFinTechhttps://www.jaja.co.uk

Last Round

Early Funding

Oct 1, 2025

Est. Valuation

$30.48M

Total Funding Raised

$513.13M

Momentum

Quiet

No recent growth signals

Company Overview

Jaja Finance is a fintech company that offers a financial software platform providing digital and physical credit cards along with various financing services.

Sector

FinTech

Verticals

Lending & Credit, Digital Banking, Personal Finance, NLP & Conversational AI, Credit Scoring

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Revenue Share

AI Layer

Application

Keywords

mobile-first credit cardwhite-label credit card platformco-branded credit card programUK consumer credit card issuercredit card for near-prime borrowersdirect-to-consumer credit cardretailer co-branded rewards credit cardcredit card portfolio acquisition and servicingcredit-building credit cardgenerative AI chat assistant for customer service

Historical Pricing

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Caplight Momentum Score

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Jaja Comps

Public and private peers based on sector, stage, and business model.

Company	Status	Est. Valuation	Rev Multiple
OpenAI	Private	$86.0B	~40x
Cohere	Private	$5.0B	--
Competitor 1	Public	$XX.XB	XXx
Competitor 2	Public	$XX.XB	XXx

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Jaja Funding Rounds

Historical fundraising activity

Round	Date	Amount Raised	Valuation	Investors	Sources
Early Funding	Oct 1, 2025
Debt	Aug 24, 2022
Corporate Funding	Apr 5, 2022
Crowdfunding	Jun 3, 2019
Series A	Jan 16, 2019
Crowdfunding	Nov 8, 2018

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Jaja Investors

Notable investors and investment history

Investor	Rounds
Kohlberg Kravis Roberts	Early Funding, Crowdfunding, Corporate Funding
TDR Capital	Early Funding, Corporate Funding
Seedrs	Crowdfunding
Pollen Street Capital	Seed, Crowdfunding
Centerbridge Partners, L.P.	Crowdfunding
IAG Silverstripe	Corporate Funding
BNP Paribas	Debt

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Market signals

Structured signals derived from secondary market and firmographic data.

Jun 3, 2019
$6.35M raised from Centerbridge Partners and KKR.

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Jaja Filings

SEC and related filings with document metadata.

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Jaja Filings

SEC and related filings with document metadata.

Frequently Asked Questions

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Firmographic Details

HeadquartersLondon, England

Employee Range443

Year Founded2016

Last FundingOct 1, 2025

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