LendAPI
PrivateLast Round
Seed
Nov 6, 2024
Total Funding Raised
$3.22M
Momentum Score
50 /100
Company Overview
LendAPI is a fintech infrastructure company that provides a no-code, enterprise-grade platform for banks, fintechs, and financial institutions to build, launch, and scale lending products. The platform is designed to accelerate time-to-market and reduce operational costs by offering a suite of modular tools, including a 'Product Studio' for designing application flows and a 'Rules Studio' for creating credit decisioning logic. Co-founded by CEO Timothy Li and CTO Sam Xia, the company officially launched in March 2024. LendAPI targets clients in digital banking, auto finance, and mortgage banking, enabling them to create and manage the full lending lifecycle from onboarding and underwriting to compliance and contract generation.
Sector
FinTech
Verticals
Lending & Credit, Low-Code/No-Code, Digital Banking, Credit Scoring, BNPL
Business Model
B2B2C
Customer Profile
Subscription SaaS, Usage-Based SaaS, Services & Consulting, Freemium
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
LendAPI Comps
Public and private peers based on sector, stage, and business model.
LendAPI Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Seed | Nov 6, 2024 | ||||
| Accelerator | Sep 9, 2024 |
LendAPI Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Cohen Circle | Seed |
| AlleyCorp | Seed |
| Techstars | Seed, Accelerator |
| Plug & Play Ventures | Seed |
| Interlock Capital | Seed |
| Great North Labs | Seed |
Market signals
Structured signals derived from secondary market and firmographic data.
- Mar 19, 2026
Partnered with Target Optical for myopia management financing.
- Mar 19, 2026
Launched a myopia management financing program with Target Optical.
LendAPI Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about LendAPI's valuation, stock price, and market status.
