PayJoy
PrivateLast Round
Debt
Dec 2, 2023
Total Funding Raised
$479.29M
Momentum
Top 10%
of companies Caplight tracks
Company Overview
PayJoy is a consumer finance company that provides accessible smartphone financing and installment payment solutions for individuals in emerging markets.
Sector
FinTech
Verticals
Lending & Credit, BNPL, Credit Scoring, Point-of-Sale
Business Model
B2B2C
Customer Profile
Payment Processing Fee, Subscription SaaS, Services & Consulting
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
PayJoy Comps
Public and private peers based on sector, stage, and business model.
| Company | Status | Est. Valuation | Rev Multiple |
|---|---|---|---|
| OpenAI | Private | $86.0B | ~40x |
| Cohere | Private | $5.0B | -- |
| Competitor 1 | Public | $XX.XB | XXx |
| Competitor 2 | Public | $XX.XB | XXx |
PayJoy Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | Dec 2, 2023 | ||||
| Debt | Sep 5, 2023 | ||||
| Growth Equity | May 25, 2023 | ||||
| Debt | Dec 21, 2020 | ||||
| Series B | May 23, 2019 | ||||
Series B | Apr 24, 2019 |
Key People
Founding team and executive leadership
PayJoy Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Red Swan Ventures | Series A, Seed |
| Greylock Partners | Seed, Debt, Series B |
| Citi Ventures | Debt |
| Plug and Play Tech Center | Series A |
| Union Square Ventures | Series B, Debt, Series A |
| Neuberger Berman | Debt |
| Bullpen Capital | Series A |
Market signals
Structured signals derived from secondary market and firmographic data.
- Apr 6, 2026
Iván Canales appointed as the new Chief Revenue Officer.
- Apr 2, 2026
Operations confirmed in the Philippines.
PayJoy Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about PayJoy's valuation, stock price, and market status.