Raylo

Raylo

Private
LondonConsumer & Commercehttps://raylo.com

Last Round

Early Funding

1/27/2026

Est. Valuation

$207.7M

Total Funding Raised

$372.3M

Momentum Score

25 /100

Company Overview

Raylo is a financial technology company that provides a subscription platform for leasing consumer electronics such as smartphones, laptops, and tablets.

Sector

Consumer & Commerce

Verticals

Subscription Commerce, Consumer Electronics, Lending & Credit, Circular Economy

Business Model

B2C

Customer Profile

Hardware + Subscription, Payment Processing Fee

AI Layer

Non-AI

Keywords

tech subscriptioncircular economydevice leasingrefurbished electronicsHardware as a ServiceDevice as a Servicesubscription financingembedded financeembedded subscriptionsbusiness tech subscriptionssubscription commercedevice lifecycle managementdevice insurance

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Raylo Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Raylo Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
Early Funding1/27/2026
Debt9/16/2024
Series B9/12/2023
Debt1/30/2023
VC Round7/4/2022
Series A
7/7/2021

Key People

Founding team and executive leadership

Jinden Badesha

Co-Founder Chief Product Officer

Founding Team

Karl Gilbert

Co-Founder CEO

Founding Team

Raylo Investors

Notable investors and investment history

InvestorRounds
NatWest GroupDebt
Macquarie GroupEarly Funding, Series A, VC Round, Seed, Series B
Channel 4 VenturesEarly Funding, Series B
National Westminster BankEarly Funding
Avellinia CapitalDebt
Wayra UKVC Round
Techstart VenturesSeed, Pre Seed

Market signals

Structured signals derived from secondary market and firmographic data.

  • Mar 6, 2026

    Integrating Apple Business Manager workflows into operations.

  • Mar 6, 2026

    Acknowledged by S&P Global for circular business model impact.

Raylo Filings

SEC and related filings with document metadata.

TypedDateAmount OfferedAmount SoldFillingPagesDownload
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Raylo Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Raylo's valuation, stock price, and market status.

Firmographic Details

HeadquartersLondon
Employee Range114
Year Founded2018
Last Funding1/27/2026

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