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SBFC Finance

SBFC Finance

Public

Last Round

Debt

Aug 20, 2025

Total Funding Raised

$303M

Company Overview

SBFC Finance Limited is a non-deposit-taking, non-banking financial company (NBFC) in India that provides financial services to entrepreneurs, small business owners, self-employed individuals, and salaried professionals. The company's main offerings are Secured MSME (Micro, Small & Medium Enterprises) Loans and Loans against Gold. SBFC employs a "PhyGital" model, which merges digital technology with in-person customer service to simplify the lending process. It also provides loan management services to other financial institutions, handling aspects like collections, repayments, and legal processes for delinquent accounts. The company has a wide branch network across India, with a significant presence in Tier-2 and Tier-3 cities. It went public with an IPO in August 2023.

AI Layer

Non-AI

Keywords

secured MSME loanloan against property'PhyGital' lending modellending for underserved MSMEsnon-banking financial company (NBFC)Tier-2 and Tier-3 city lendingloan against goldsmall business financingloan management services for financial institutionsdirect-to-customer lendingloan co-origination partnership

SBFC Finance Comps

Public and private peers based on sector, stage, and business model.

SBFC Finance comps — public and private peers by sector, stage, and business model
CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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SBFC Finance Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtAug 20, 2025
IPO AnnouncedAug 3, 2023
Private PlacementMay 23, 2023
Series B ExtensionApr 8, 2022
Series BJun 25, 2020
Series A Extension
Jun 3, 2019

Key People

Founding team and executive leadership

Harsh Jain

Co-Founder & CEO

Founding Team

SBFC Finance Investors

Notable investors and investment history

SBFC Finance Filings

SEC and related filings with document metadata.

Data table
TypedDateAmount OfferedAmount SoldFillingPagesDownload
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SBFC Finance Filings

SEC and related filings with document metadata.

Firmographic Details

Headquarters
Employee Range2,756
Year Founded2008
Last FundingAug 20, 2025

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