Last Round
Series B
Feb 5, 2026
Total Funding Raised
$21.3M
Company Overview
Pay With Spire, Inc. is a fintech company that provides a pay-by-bank solution for merchants, enabling consumers to make payments directly from their bank accounts at the point of sale.
Sector
FinTech
Verticals
Digital Payments, Point-of-Sale, Retail Technology, Digital Wallets
Business Model
B2B2C
Customer Profile
Payment Processing Fee
AI Layer
Non-AI
Keywords
pay-by-bankACH paymentsA2A paymentslow-cost payment processingPOS paymentsACH on card railsACHin-store paymentswhite-label paymentsflat-fee paymentsDiscover Network integrationmerchant-branded paymentsB2B2C paymentsAutomated Clearing Houseconsumer payment app
Historical Pricing
Historical view of private secondary pricing and transaction trends.
Pay With Spire Comps
Public and private peers based on sector, stage, and business model.
| Company | Status | Est. Valuation | Rev Multiple |
|---|---|---|---|
| OpenAI | Private | $86.0B | ~40x |
| Cohere | Private | $5.0B | -- |
| Competitor 1 | Public | $XX.XB | XXx |
| Competitor 2 | Public | $XX.XB | XXx |
Pay With Spire Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Series B | Feb 5, 2026 | ||||
| Series A | Jan 10, 2024 | ||||
| Debt | Apr 13, 2023 | ||||
| VC Round | Mar 28, 2023 | ||||
| Seed | Feb 3, 2021 |
Pay With Spire Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Spark Legacy | Seed |
| Continental Investors | Seed, Series B |
| Sunriver Capital Partners | Seed |
| Palm Ventures | Seed |
Pay With Spire Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
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Frequently Asked Questions
Common questions about Pay With Spire's valuation, stock price, and market status.