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Thought Machine

Thought Machine

Private
London, EnglandFinTechhttps://www.thoughtmachine.net

Last Round

Early Funding

Jul 1, 2025

Est. Valuation

$2.7B

Total Funding Raised

$574.12M

Company Overview

Thought Machine is a fintech company that offers a cloud-native core banking platform tailored to address banking challenges and enhance product offerings, user experience, operational models, and data analysis for financial institutions.

Sector

FinTech

Verticals

Digital Banking, Digital Payments, Corporate Banking, Platform-as-a-Service, Lending & Credit

Business Model

B2B

Customer Profile

Subscription SaaS, Services & Consulting

AI Layer

Non-AI

Keywords

core banking platformcloud-native bankingpayments platformheadless bankingcomposable bankinglegacy modernizationnext-gen core bankingcore banking transformationbanking infrastructurebanking SaaSdigital banking platformbanking smart contractsbank in a boxAI-driven banking

Historical Pricing

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Caplight Momentum Score

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Thought Machine Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Thought Machine Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
Early FundingJul 1, 2025
Series DMay 18, 2022
Series CNov 29, 2021
Series B ExtensionJul 28, 2020
Series BMar 2, 2020
Series A
Nov 7, 2018

Key People

Founding team and executive leadership

William Montgomery

Chief Technology Officer

Executive Team

Thought Machine Investors

Notable investors and investment history

InvestorRounds
ING BankSeries D, Series C
SEB Investment Management ABSeries D, Series C
Backed VCSeries C, Series A, Series B
Playfair CapitalSeries C, Series A, Seed, Series B
TemasekSeries D
SEB GroupSeries D, Series C
Skandinaviska Enskilda BankenSeries D, Series C, Series B

Market signals

Structured signals derived from secondary market and firmographic data.

  • Mar 4, 2026

    Recognized as part of the FinTech50.

  • Mar 4, 2026

    Named AltFi's B2B Fintech of the Year.

Thought Machine Filings

SEC and related filings with document metadata.

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Thought Machine Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Thought Machine's valuation, stock price, and market status.

Firmographic Details

HeadquartersLondon, England
Employee Range523
Year Founded2014
Last FundingJul 1, 2025

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Disclaimer All investments involve risk, including the risk of loss of principal. You should carefully consider your investment objectives, risks, transaction costs and other expenses before deciding to invest in options, swaps or other investments.This does not constitute an offer by Caplight Technologies, Inc. to sell, or a solicitation of an offer to buy, any securities and may not be used or relied upon in connection with any offer or sale of securities. An offer or solicitation can be made only through the delivery of final offering document(s) and purchase agreement(s), and will be subject to the terms and conditions and risks delivered in such documents. Any securities offered are offered through Caplight Markets LLC, member FINRA/SIPC.