Two.

Private

OsloFinTechhttps://www.two.inc/

Last Round

Early Funding

Jul 11, 2025

Est. Valuation

$46.8M

Total Funding Raised

$46.69M

Momentum

Top 25%

of companies Caplight tracks

Company Overview

Two. is a financial technology company that provides B2B purchase management software and payment infrastructure for streamlined invoice financing and smart expense management.

Sector

FinTech

Verticals

BNPL, Digital Payments, Lending & Credit, E-commerce

Business Model

B2B

Customer Profile

Payment Processing Fee

AI Layer

Non-AI

Keywords

B2B paymentsbuy now pay laterBNPLembedded financetrade creditB2B checkoutdeferred paymentB2B fintechpayment gatewayinvoice financingcredit underwritingnet termsB2B BNPLmerchant servicese-commerce payments

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Two. Comps

Public and private peers based on sector, stage, and business model.

Two. comps — public and private peers by sector, stage, and business model
Company	Status	Est. Valuation	Rev Multiple
OpenAI	Private	$86.0B	~40x
Cohere	Private	$5.0B	--
Competitor 1	Public	$XX.XB	XXx
Competitor 2	Public	$XX.XB	XXx

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Two. Funding Rounds

Historical fundraising activity

Data table
Round	Date	Amount Raised	Valuation	Investors	Sources
Early Funding	Jul 11, 2025
Series A	Mar 21, 2023
Seed	Jun 1, 2021

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Key People

Founding team and executive leadership

Joachim Krüger

CTO, Co-founder

Founding Team

Two. Investors

Notable investors and investment history

Two. investors
Investor	Rounds
LocalGlobe	Early Funding, Series A
Visionaries Club	Seed, Series A
Investinor	Early Funding
Alliance Ventures	Early Funding
Idekapital	Early Funding
Alliance Venture Capital	Early Funding, Series A
Sequoia Capital	Early Funding, Series A, Seed

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Market signals

Structured signals derived from secondary market and firmographic data.

Mar 29, 2026
Added LG Family Club as a customer
Mar 29, 2026
Added Renow Oy, a construction startup, as a customer.

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Two. Filings

SEC and related filings with document metadata.

Data table
Typed	Date	Amount Offered	Amount Sold	Filling	Pages	Download
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Two. Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Two.'s valuation, stock price, and market status.

Firmographic Details

HeadquartersOslo

Employee Range116

Year Founded2020

Last FundingJul 11, 2025

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