NEWCaplight raises a $16M Series A, led by BlackRock and Fin Capital →
Skip to main content
Caplight Logo









Umba

Umba

Private
San Francisco, CaliforniaFinTechhttps://umba.com/kenya

Last Round

Debt

Apr 9, 2025

Est. Valuation

$25M

Total Funding Raised

$39.55M

Momentum

Top 10%

of companies Caplight tracks

Company Overview

Umba is a fintech company that provides digital banking services, including bank accounts, loans, and payments, for customers in emerging African markets.

Sector

FinTech

Verticals

Digital Banking, Lending & Credit, Digital Payments, Stablecoins, Personal Finance

Business Model

B2C

Customer Profile

Revenue Share, Payment Processing Fee

AI Layer

Application

Keywords

digital bankingneobankmobile bankingmicrofinancestablecoincrypto bankingautomated underwritingcredit scoringfinancial inclusionSME financingpayment processingunbankedfintechweb3

Historical Pricing

Historical view of private secondary pricing and transaction trends.

Unlock Pricing Charts

Sign up to view complete historical pricing and secondary transactions.

Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

View Momentum History

Track how buyer interest and sentiment changes over time.

Umba Comps

Public and private peers based on sector, stage, and business model.

Umba comps — public and private peers by sector, stage, and business model
CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

View Full Comps Set

Access detailed peer comparisons, multiples, and valuation benchmarks.

Umba Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtApr 9, 2025
VC RoundDec 1, 2023
DebtNov 1, 2023
Series AApr 13, 2022
Series AFeb 18, 2022
Seed
Dec 17, 2020

Key People

Founding team and executive leadership

Barry O'Mahony

Co-Founder, Chief Financial Officer

Founding Team

Henry K Mbugua

Chief Executive Officer

Executive Team

Tiernan Kennedy

CEO

Executive Team

Mauricio Martinez

Group Chief Financial Officer

Executive Team

Umba Investors

Notable investors and investment history

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 12, 2026

    Kenyan microfinance bank achieved 19% average monthly growth.

  • Oct 13, 2025

    Launched as Africa's first stablecoin bank with live cross-border payment infrastructure.

Umba Filings

SEC and related filings with document metadata.

Data table
TypedDateAmount OfferedAmount SoldFillingPagesDownload
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation
Sign Up to view
Mock Valuation

Umba Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Umba's valuation, stock price, and market status.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range136
Year Founded2018
Last FundingApr 9, 2025

Institutional Data Access

Join leading institutional investors using Caplight to access private market data, discover pricing, and execute secondary block trades.

Requires verified institutional or accredited status.