Ume

Ume

Private
Belo HorizonteFinTechhttps://site.ume.com.br/

Last Round

Debt

Feb 28, 2026

Total Funding Raised

$96.04M

Company Overview

Ume is a fintech company that provides a 'Buy Now, Pay Later' (BNPL) platform for retailers in Brazil, enabling them to offer credit to consumers at the point of sale.

Sector

FinTech

Verticals

BNPL, Lending & Credit, Platform-as-a-Service

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Data as a Service

AI Layer

Application

Keywords

buy now, pay laterBNPLpoint-of-sale financingpix parceladocrediário digitalinstallment paymentslending platformconsumer creditPOS lendingcredit platformB2B2C fintechcredit risk analysisunderbanked lendingpersonal loansPaaSpix payments

Historical Pricing

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Caplight Momentum Score

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Ume Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Ume Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
DebtFeb 28, 2026
Series BSep 8, 2025
DebtAug 30, 2024
Series AAug 30, 2024
SeedMay 6, 2022
Debt
May 6, 2022

Key People

Founding team and executive leadership

Berthier Ribeiro

CEO

Executive Team

Theo R.

COO

Executive Team

Ume Investors

Notable investors and investment history

InvestorRounds
Valor Capital GroupSeries B
Bradesco BBIDebt
Western Asset Management CompanyDebt
NFXSeries B, Series A, Seed
PayPal VenturesSeries B, Series A
Clocktower VenturesSeed, Series A
Bewater VenturesSeries B

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 1, 2026

    Featured in 'Startups to Watch' list.

  • Mar 1, 2026

    Featured in a 'Startups to Watch' list.

Ume Filings

SEC and related filings with document metadata.

TypedDateAmount OfferedAmount SoldFillingPagesDownload
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Ume Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about Ume's valuation, stock price, and market status.

Firmographic Details

HeadquartersBelo Horizonte
Employee Range352
Year Founded2017
Last FundingFeb 28, 2026

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