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Unlock

Unlock

Private
Tempe, ArizonaFinTechhttps://www.unlock.com/

Last Round

Debt

Jul 23, 2025

Total Funding Raised

$930M

Company Overview

Unlock is a consumer finance company that provides home equity agreements (HEAs) allowing homeowners to access cash in exchange for a share of their home's future value.

Sector

FinTech

Verticals

Lending & Credit, Real Estate Finance, Personal Finance

Business Model

B2C

Customer Profile

Revenue Share, Services & Consulting

AI Layer

Application

Keywords

home equity agreementHEAhome equity financinghome equity releasereverse mortgage alternativeequity trapdebt consolidationsecuritizationautomated valuation modelAVMalternative lendingnon-recourse loanhomeowner liquidityAI chatbotproperty appreciation share

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Unlock Comparables

Compare Unlock with similar companies based on industry and business-model similarity.

Unlock comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Unison
93%
Hometap
93%
Point Digital Finance
92%

Unlock Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtJul 23, 2025
DebtSep 3, 2024
Series BSep 3, 2024
DebtSep 13, 2023
DebtFeb 23, 2023

Key People

Founding team and executive leadership

James Riccitelli

Chief Executive Officer

Executive Team

Paul Tucker

Chief Operating Officer

Executive Team

Unlock Investors

Notable investors and investment history

Market signals

Structured signals derived from secondary market and firmographic data.

  • Dec 6, 2025

    Added Shutterly Fabulous Ltd, a home goods SMB, as a customer.

  • Oct 28, 2025

    New look and feel rolled out for the Unlock product.

Unlock Filings

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TypeDateAmount OfferedAmount SoldFilingPagesDownload

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Frequently Asked Questions

Common questions about Unlock's valuation, stock price, and market status.

Is Unlock a public or private company?

Unlock is a private company.

What is the current stock price of Unlock?

Unlock is a private company with no public stock price. No recent secondary market data is available.

How much is Unlock worth (valuation)?

Valuation information for Unlock is not publicly available.

Can I buy Unlock stock?

Unlock shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was Unlock's last funding round?

Unlock's most recent funding round was Debt on July 23, 2025.

Who are the main investors in Unlock?

Key investors in Unlock include Barclays Bank PLC, D2 Asset Management.

Will Unlock IPO soon?

No public IPO plans have been announced for Unlock.

How can I track Unlock secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Unlock's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersTempe, Arizona
Employee Range128
Year Founded2020
Last FundingJul 23, 2025

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