WhatsLoan

Private

Bangalore Urban, KarnatakaFinTechhttps://whatsloan.com/

Last Round

Accelerator

Sep 21, 2021

Momentum

Top 50%

of companies Caplight tracks

Company Overview

WhatsLoan is a fintech company that provides a loan-as-a-service mobile-first online platform for banks, NBFCs, and HFCs, focusing on retail, agricultural, and MSME loans.

Sector

FinTech

Verticals

Lending & Credit, Digital Banking, Digital Identity, Credit Scoring, Vertical SaaS

Business Model

B2B2C

Customer Profile

Usage-Based SaaS, Subscription SaaS, Marketplace Commission

AI Layer

Application

Keywords

digital lending platformloan as a serviceLaaSlending techagri-lendingMSME lendingloan origination systemKisan Credit CardKCCAI-driven lendinglending automationpaperless lendingdigital KYCfintech infrastructurecredit modellingco-lending platformIndiaStack integration

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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WhatsLoan Comparables

Compare WhatsLoan with similar companies based on industry and business-model similarity.

WhatsLoan comparables — related companies by embedding similarity
Company	Similarity	Market Cap
CloudBankin	83%
Kaleidofin	81%
Lentra	79%

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WhatsLoan Funding Rounds

Historical fundraising activity

Data table
Round	Date	Amount Raised	Valuation	Investors	Sources
Accelerator	Sep 21, 2021
Accelerator	Jun 8, 2020
Accelerator	Aug 20, 2018
Seed	May 26, 2017

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Key People

Founding team and executive leadership

Timmana Gouda D

Founder CEO & MD

Founding Team

WhatsLoan Investors

Notable investors and investment history

WhatsLoan investors
Investor	Rounds
N. S. Raghavan Centre for Entrepreneurial Learning	Accelerator
The GAIN	Accelerator
Amrita TBI	Accelerator

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Market signals

Structured signals derived from secondary market and firmographic data.

Aug 22, 2026
Monthly visitors grew 118% MoM.
Nov 11, 2025
Monthly visitors grew 2649% MoM, reaching 14.7K.

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WhatsLoan Filings

SEC and related filings with document metadata.

Data table
Typed	Date	Amount Offered	Amount Sold	Filling	Pages	Download
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WhatsLoan Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about WhatsLoan's valuation, stock price, and market status.

Firmographic Details

HeadquartersBangalore Urban, Karnataka

Employee Range14

Year Founded2019

Last FundingSep 21, 2021

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