WhatsLoan

WhatsLoan

Private
Bangalore Urban, KarnatakaFinTechhttps://whatsloan.com/

Last Round

Accelerator

Sep 21, 2021

Company Overview

WhatsLoan is a fintech company that provides a loan-as-a-service mobile-first online platform for banks, NBFCs, and HFCs, focusing on retail, agricultural, and MSME loans.

Sector

FinTech

Verticals

Lending & Credit, Digital Banking, Credit Scoring, Digital Identity, Workflow Automation

Business Model

B2B2C

Customer Profile

Usage-Based SaaS, Subscription SaaS, Marketplace Commission

AI Layer

Application

Keywords

digital lending platformloan as a serviceLaaSlending techagri-lendingMSME lendingloan origination systemKisan Credit CardKCCAI-driven lendinglending automationpaperless lendingdigital KYCfintech infrastructurecredit modellingco-lending platformIndiaStack integration

Historical Pricing

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Caplight Momentum Score

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WhatsLoan Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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WhatsLoan Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
AcceleratorSep 21, 2021
AcceleratorJun 8, 2020
AcceleratorAug 20, 2018
SeedMay 26, 2017

Key People

Founding team and executive leadership

Timmana Gouda D

Founder CEO & MD

Founding Team

WhatsLoan Investors

Notable investors and investment history

InvestorRounds
N. S. Raghavan Centre for Entrepreneurial LearningAccelerator
The GAINAccelerator
Amrita TBIAccelerator

Market signals

Structured signals derived from secondary market and firmographic data.

  • Nov 11, 2025

    Monthly visitors grew 2649% MoM, reaching 14.7K.

  • Jun 6, 2025

    Grew 19% QoQ, from 21 to 25 employees.

WhatsLoan Filings

SEC and related filings with document metadata.

TypedDateAmount OfferedAmount SoldFillingPagesDownload
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WhatsLoan Filings

SEC and related filings with document metadata.

Frequently Asked Questions

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Firmographic Details

HeadquartersBangalore Urban, Karnataka
Employee Range19
Year Founded2019
Last FundingSep 21, 2021

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