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Zilch

Zilch

Private
London, EnglandFinTechhttps://www.zilch.com/us/

Last Round

Growth Equity

Nov 13, 2025

Est. Valuation

$2B

Total Funding Raised

$827.2M

Momentum Score

25 /100

Company Overview

Zilch is a fintech company that operates a direct-to-consumer, ad-subsidised payments network offering 'Buy Now, Pay Later' services.

Sector

FinTech

Verticals

BNPL, Digital Advertising, Digital Payments, Lending & Credit, Retail Technology

Business Model

B2C

Customer Profile

Payment Processing Fee, Marketplace Commission, Data as a Service

AI Layer

Application

Keywords

buy now pay laterBNPLpayments networksplit paymentsvirtual payment cardinterest-free installmentspay in 4ad-subsidised payments networkover-the-top paymentscashback rewardscredit buildingphysical payment cardfintech unicornmerchant advertising platformconsumer creditASPNAI-powered analytics

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Zilch Comps

Public and private peers based on sector, stage, and business model.

CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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Zilch Funding Rounds

Historical fundraising activity

RoundDateAmount RaisedValuationInvestorsSources
Growth EquityNov 13, 2025
DebtSep 23, 2025
DebtOct 28, 2024
DebtSep 23, 2024
DebtJun 19, 2024
Strategic
Oct 31, 2023

Key People

Founding team and executive leadership

Albert Periu

CEO USA

Executive Team

Philip Belamant

Co-Founder CEO

Founding Team

Sean Hederman

Chief Technology Officer

Executive Team

Hugh Courtney

CFO

Executive Team

Zilch Investors

Notable investors and investment history

InvestorRounds
KKCGGrowth Equity
LIMITED VENTURESSeries C Extension
DMG VenturesSeries C Extension, Series B Extension
Goldman Sachs Asset Management Private EquitySeries C Extension
BNF CapitalGrowth Equity
Goldman Sachs Growth EquitySeries B Extension
Goldman Sachs Asset ManagementSeries C Extension, Series B Extension

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 11, 2026

    Acquired more than 5 million customers.

  • Apr 11, 2026

    Achieved 'double unicorn' status with valuation over $2 billion.

Zilch Filings

SEC and related filings with document metadata.

TypedDateAmount OfferedAmount SoldFillingPagesDownload
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Zilch Filings

SEC and related filings with document metadata.

Firmographic Details

HeadquartersLondon, England
Employee Range295
Year Founded2018
Last FundingNov 13, 2025

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Disclaimer All investments involve risk, including the risk of loss of principal. You should carefully consider your investment objectives, risks, transaction costs and other expenses before deciding to invest in options, swaps or other investments.This does not constitute an offer by Caplight Technologies, Inc. to sell, or a solicitation of an offer to buy, any securities and may not be used or relied upon in connection with any offer or sale of securities. An offer or solicitation can be made only through the delivery of final offering document(s) and purchase agreement(s), and will be subject to the terms and conditions and risks delivered in such documents. Any securities offered are offered through Caplight Markets LLC, member FINRA/SIPC.