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January

January

Private
New York City, New YorkFinTechhttps://www.january.com/

Last Round

Series B

Dec 4, 2023

Total Funding Raised

$28M

Momentum

Top 5%

of companies Caplight tracks

Company Overview

January is a fintech company that provides an AI-driven platform for consumer debt recovery, helping creditors modernize their collection processes while assisting borrowers in regaining financial stability.

Sector

FinTech

Verticals

Lending & Credit, Vertical SaaS, Compliance & Risk, Customer Experience

Business Model

B2B

Customer Profile

Revenue Share

AI Layer

Application

Keywords

debt collection softwaredebt recovery platformfintech collectionsdigital debt collectiondebt collection automationconversational AIvoice AIself-service portalvertical SaaScontingency fee modeldebt techcollections automationAI collectionsB2B2C fintechautomated recovery

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Track how buyer interest and sentiment changes over time.

January Comparables

Compare January with similar companies based on industry and business-model similarity.

January comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
TrueML
92%
Symend
83%
InDebted
82%

January Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
Series BDec 4, 2023
Series AMar 30, 2022
SeedFeb 14, 2018

Key People

Founding team and executive leadership

Jake Cahan

CEO Founder

Founding Team

Jason M. Osterhage

Strategic Advisor to CEO

Executive Team

January Investors

Notable investors and investment history

January investors
InvestorRounds
Third PrimeSeries B, Series A
Brewer Lane VenturesSeries B, Series A
Tribe CapitalSeries A
Upper90 Capital ManagementSeries B
IA VenturesSeries A, Series B, Seed
Reciprocal VenturesSeries B, Series A
Shrug CapitalSeries B

Market signals

Structured signals derived from secondary market and firmographic data.

  • Jun 1, 2026

    Serviced more than 20 million consumers.

  • Jun 1, 2026

    Company has serviced over $20 billion in debt.

January Filings

SEC and related filings with document metadata.

Data table
TypedDateAmount OfferedAmount SoldFillingPagesDownload
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January Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about January's valuation, stock price, and market status.

Firmographic Details

HeadquartersNew York City, New York
Employee Range151
Year Founded2016
Last FundingDec 4, 2023

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