Upgrade
PrivateLast Round
Series G
Oct 16, 2025
Est. Valuation
$7.47B
Total Funding Raised
$712M
Momentum
Top 25%
of companies Caplight tracks
Company Overview
Upgrade is a fintech company that offers affordable personal loans, mobile banking products, rewards checking, credit monitoring, and educational tools to help consumers manage their finances.
Sector
FinTech
Verticals
Lending & Credit, Digital Banking, Personal Finance, Digital Payments
Business Model
B2C
Customer Profile
Payment Processing Fee, Marketplace Commission
AI Layer
Application
Keywords
Price History
Caplight MarketPrice™ estimate for Upgrade, published with a 90-day delay.
Caplight MarketPrice™
$4.17
per share, as of May 2026
+11.6%
2-year change
Caplight MarketPrice™ is an estimate of private secondary market pricing, shown here on a delayed basis for illustrative purposes only. It may be incomplete, is subject to change, and may not be relied upon for any purpose or considered investment advice.
Upgrade Comparables
Compare Upgrade with similar companies based on industry and business-model similarity.
| Company | Similarity | Market Cap |
|---|---|---|
| Barclays PLC | 87% | |
| LendingClub | 83% | |
| SoFi Technologies, Inc. | 81% | |
Upgrade Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Series G | Oct 16, 2025 | ||||
| Series F | Nov 16, 2021 | ||||
| Series E | Aug 11, 2021 | ||||
| Series D | Jun 17, 2020 | ||||
| Series C | Aug 23, 2018 | ||||
Series A | Apr 6, 2017 |
Secondary Market Activity
Bids, offers, and trades by month
| Operation | Date | Price | Size | Share Class | Structure |
|---|---|---|---|---|---|
OFFER | |||||
OFFER |
Key People
Founding team and executive leadership
Upgrade Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Uncorrelated Ventures | Series D |
| DST Global | Series G, Series F |
| Financial Technology Partners | Series F |
| Gopher Asset Management | Series F |
| Union Square Ventures | Series C, Series A, Series D |
| Uncorrelated Ventures | Series D |
| Noah Holdings | Series C, Series A |
Market signals
Structured signals derived from secondary market and firmographic data.
- Apr 23, 2026
Cited as a 'Best Startup Employer' by Forbes.
- Apr 23, 2026
Named one of the 'Healthiest Employers' by the Phoenix Business Journal.
Upgrade Filings
SEC and related filings with document metadata.
| Typed | Date | Amount Offered | Amount Sold | Filling | Pages | Download |
|---|---|---|---|---|---|---|
Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation |
Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation |
Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation |
Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation | Sign Up to view | Mock Valuation |
Frequently Asked Questions
Common questions about Upgrade's valuation, stock price, and market status.