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TomoCredit

TomoCredit

Private
San Francisco, CaliforniaFinTechhttps://tomocredit.com/

Last Round

Debt

Jul 21, 2022

Est. Valuation

$222M

Total Funding Raised

$139.12M

Momentum

Top 50%

of companies Caplight tracks

Company Overview

TomoCredit is a fintech company that provides an AI-powered financial platform to help individuals with limited or no credit history build credit and access financial products.

Sector

FinTech

Verticals

Lending & Credit, Credit Scoring, Personal Finance, Digital Banking

Business Model

B2C

Customer Profile

Subscription SaaS, Payment Processing Fee

AI Layer

Application

Keywords

credit buildingalternative credit scoringcredit invisibleneobankai fintechcashflow underwritingpersonal finance assistantai financial agentcredit score repairdata as a serviceDaaSunderwriting platformfinancial wellnessno-fico lending

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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TomoCredit Comps

Public and private peers based on sector, stage, and business model.

TomoCredit comps — public and private peers by sector, stage, and business model
CompanyStatusEst. ValuationRev Multiple
OpenAIPrivate$86.0B~40x
CoherePrivate$5.0B--
Competitor 1Public$XX.XBXXx
Competitor 2Public$XX.XBXXx

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TomoCredit Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtJul 21, 2022
Series BJul 21, 2022
Series ASep 15, 2021
SeedFeb 10, 2021
AcceleratorSep 9, 2019

Key People

Founding team and executive leadership

Kristy Kim

Co-founder, CEO

Founding Team

Joseph Lindsay

Chief Technology Officer

Executive Team

Ronnie M.

COO CFO

Executive Team

TomoCredit Investors

Notable investors and investment history

TomoCredit investors
InvestorRounds
Third PrimeSeries B
Barclays PLCAccelerator, Seed
Red Bike CapitalSeed
KB InvestmentSeries A, Seed
TechstarsAccelerator
GaingelsSeries B
Strong VenturesSeries A, Seed

Market signals

Structured signals derived from secondary market and firmographic data.

  • Mar 27, 2026

    Launched an upgraded, smarter AI agent for its personal finance platform.

  • Mar 3, 2026

    Founder named one of Inc.'s Top Female Founders.

TomoCredit Filings

SEC and related filings with document metadata.

Data table
TypedDateAmount OfferedAmount SoldFillingPagesDownload
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TomoCredit Filings

SEC and related filings with document metadata.

Frequently Asked Questions

Common questions about TomoCredit's valuation, stock price, and market status.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range20
Year Founded2019
Last FundingJul 21, 2022

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